PRULoansafe

There are conditions that may affect the full pay-out of PRULoansafe. For example:

Exclusion on Death/Total and Permanent Disability:  Any Human Immunodeficiency Virus (HIV) and/or any HIV-related illnesses including Acquired Immune Deficiency Syndrome (AIDS) and/or any mutations, derivation or variations thereof; or Drugs or stimulator abuse, abusively using alcohol or driving vehicles under the influence of alcohol as defined in current laws and regulations.

Exclusion on Death/Total and Permanent Disability (TPD) benefit due to accident: Participation in dangerous sports activities including but not limited to scuba diving, mountain climbing, parachuting, high speed races, professional sport activities, or professional activity of clearing unexploded ordnance; or War or aggressive acts, including invasions, acts of foreign countries, enemy's acts (whether with or without war declaration), civil wars, insurrections, active participation in terrorism, revolutions, riots, interference by military authorities or usurpation.

Please request your Prudential Myanmar Sales Representative for the complete list of exclusions.

You may be required to undergo a full medical examination and to make declarations about your health and physical condition before purchasing this product.  This is dependent on the amount of your guaranteed payout, age, occupation and/or avocation.

Except for non-payment of insurance payments or any other grounds recognised by any laws and regulations in Myanmar, the Company shall be unable to contest this Policy after it has been enforced during the lifetime of the Insured for two (2) years from date of issue of this Policy or of its last reinstatement.

You have twenty-one (21) calendar days from the date of delivery of your policy to review in detail the features of this plan and its corresponding provisions. If within this period you feel that this plan does not satisfy your needs, you may cancel your policy. Simply complete and submit the free-look form within this period and we will refund you the total insurance payment you have paid, less the cost of medical examination, if any.